START WHERE YOU ARE!
I will start next month. I will start in six months when I get a new job. I will start January 1st. When you are deciding to get your finances under control you can easily slip into eternal procrastination. It is easy to feel that "next time" is the best time, but once that time comes around somehow nothing happens. All this leads to is millions and millions of people never getting out of debt. Millions and millions of people who die in debt leaving no inheritance.
There will never be the perfect time to make changes to your finances. Never a perfect time to look at how much you owe or have saved. You have to just start! Don't wait for anyone to join you, just start! Don't wait to make more money or for the kids to be out of the house. Don't let anyone talk you out of starting.
Everyone is at different points of their financial life so there is no specific guideline that a person can follow. You just have to make the decision to start. Without the start there is no way to ever see the finish. The finish is where the stress is not. The finish is where the large bank account is. The finish is where the endless vacations are. The finish is where everything you ever dreamed of resides. Are you ready to start?
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