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February 12, 2018

Valentine's Day is the second biggest holiday where people become engaged. Many people think that all you need is love to get by and maybe that is true in most situations, but when it comes to money it is not true at all. The number one cause of divorce is money problems and money fights. When people fall in love they live in the moment, but when you beco...

December 4, 2017

There are numerous tips that I share with people when they ask "how did you pay off that $50,000 of debt in two years!" As I am sharing the tips I will get to one tip and the person either goes into silent mode or the conversation soon ends. During this time of the year the conversation just ends and I expect it. In America this tip seems outrageous, but...

November 13, 2017

This the perfect time of year for things to slip by you. Not missed appointments or a friend's birthday, but money! Right now the year is jumping into hyper speed and we are trying to get everything done so that we are ready for the holidays and the new year. With all the extra "to-do's" on our list the day to day responsibilities tend to become a little...

October 23, 2017

Everything does not go perfect when you are trying to pay off debt or save money. Unexpected expenses can come up at any time and that is why you have to maintain your "In case you are breathing fund" at all times. When those expenses arise you can use the fund to pay for the expenses. Unexpected expenses are unavoidable, but I want to talk about expenses...

July 3, 2017

First let me say that you can ask anyone who my favorite hip hop artist of all time is and people will tell you Jay-Z.  I have not listened to his albums in a while and was not planning on listening to this one, but that soon changed.  Why?  It was because people started posting lyrics on social media and said he was talking about financial literacy.  If...

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