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Housing has been hot for over a year! So hot there were people buying houses without seeing them in person. The housing market was so out of control that it started to price out regular buyers. Now the housing market is starting to cool off and heading back towards normal so I want to share […]

Before I even get started if you are someone who gets anxious easily or worried over the evening news then please stop reading now. The last two years have been a “what in the world is going on?” type of time period, but the second half of 2021 looked like we were making a turn […]

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This is the time of the year that everyone is full of energy. We are ready to take on the world, but are we ready to take on our finances? This is the perfect time to take inventory of your finances so that you are able to be in a better place financially by this […]

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Americans are facing a loud warning when it comes to their money. Recently data came out that said only 44% of Americans could cover a $1000 emergency right now. That means six out of every ten people could not. The 60% of Americans without $1000 liquid would have to use a credit card or borrow […]

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The big headline recently has been about African American spending power reaching $1.6 trillion dollars, but net worth dropping by 14%. Many people are trying to say that African Americans need to do better with their money, but leaving out past atrocities carried out against African Americans. The GI Bill, Red-lining, disparities in education, a […]

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I am all about the market working the way it is supposed to. Supply outpaces demand and the price goes down. Vice versa when demand outpaces supply then the prices go up. That is what has been happening for a while now, but now it seems to be more than the usual market moves. It […]

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School is almost out and now is the time to get children ready for the summer. To see what activities they are going to do and how much those activities are going to cost. I want to share what parents and guardians should be thinking about to make sure the summer goes well for the […]

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All people have heard around interest rate hikes are gloom and doom, but there is some good news about interest rates going higher. Don’t tune me out just yet, let me explain why it could be great news for a lot of people. Housing Market: As soon as interest rates started going up the housing […]

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Student loan forgiveness has been at the top of conversation for months! For me because of the work I do student loan forgiveness has been front and center in my life for years! It started picking up steam in the 2016 elections then was a main campaign promise for every democratic nominee in 2020. So […]

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Ja’Net Adams, Owner & CEO Of Debt Sucks University, shed light on “Financial Literacy: The Missing Key To Success For K–12, Higher Education, Corporate America, And Society As A Whole” at the Education 2.0 Conference. It was scheduled at the Mirage, Las Vegas, USA, on April 6th-8th, 2022. Ja’Net as a speaker, shared how financial […]

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We are consistently hearing about the low unemployment numbers. It is the lowest it has been in a long time, but there seems to be something brewing underneath. The Washington Post recently reported that the job market looks to be on shaky ground and that rough times could be ahead of us. I want to […]

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I work with audiences around the world showing them how I paid off $50,000 of debt in two years! From students to employees I help eliminate financial stress through Keynotes, Workshops, Books, and Online Programs.

I have spoken in front of over 100,000 people worldwide and millions more virtually! My goal is to always help those in the audience be in a better position financially after I get off stage!

Business coach for creative Entrepreneurs 

Ja'Net Adams

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    International Financial Literacy Speaker and Author