We are all connected in this world. Especially when it comes to money. It could be a friend, family member, even a stranger who is having money issues and it could affect your finances. You are probably thinking "there is no way that anyone affects my money!" Let's start with the closet people to you. Family are the easiest people who can mess up your money. If your parent or parents are alive think about their preparation for the time they are no longer here. Do you know if their affairs are in order? Do they have insurance? Do they have a will? If that day comes and the coverage is not in place guess whose finances will take a hit? Yours, and if you don't have the money then what that pare

It is that time again. Like clockwork back to school is here which means it is time to spend money preparing your children for the first day of class. It is time to drive them to college or get them ready to get on that bus. This time of year is where money can just freely flow out of your bank account without you really paying attention and so I want to share a few tips to make sure that doesn't happen. Stick to the list: Whenever you don’t stick to a list you always buy more. Think about when you go to the grocery store without a list. You come out with twenty more items than you need that end up in the trash can later on. The same thing happens with school shopping if you don't have a lis

A recent study came out that said 30% of millennials prefer saving their money in cash form instead of investing. There are many ways that we can look at this, but I want to discuss the possible reason for that number and what this 30% should do going forward. First hand experience: This is the ten year anniversary of the financial crisis which means this age group was 10-27 years old during that time. I would bet the 30% with their savings in cash were 10-22 years old at the time. The reason I say that is they were a child who seen a parent lose their job, maybe a home or they were graduating from college with no job and student loan debt on their back. Either way that was a scary time t