DON'T WASTE MONEY!
A recent study shared by Time Magazine said that 50% of Americans could not come up with $400 in the case of an emergency. I don't know if you are in that 50% or not, but this time of year is the perfect opportunity to make sure you are not in that 50% going forward. It is tax time and tax time usually brings money into your pocket. Whether the money comes from tax credits or you just loaned your money to the government for a year it is your chance to make a difference in you