Leaves are starting to fall which means my energy bill is going to start falling as well! When the seasons change whether it is from Summer to Fall, Fall to Winter, Winter to Spring, or Spring to Summer it is the best time to save money! When the temperatures begin to change that is when you must make your move! Turn your thermostat up as the Summer changes to Fall and your thermostat down when Winter changes to Spring. Both changes give you the opportunity to control your en

$18,000 $2,250 $750 100 228 Recently as I was on my way to the Council For Opportunity In Education conference and I was reading a study that was conducted by the Corporation For Enterprise Development. The report was all about the growing racial wealth gap, the causes of it, and potential solutions. The reason it caught my attention is because of the media repeating one number, 228, but first let’s talk about the other numbers. Based on their findings if the same growt

I don’t know what I would do if that happened to me! Have you ever said that sentence while watching someone else go through a hard time. A hard time that you knew hurt them financially. Did it have you wondering how you would pay for the same situation if it happened to you? If so then your breathing is short. Not your physical breath, but your financial breath. If you are constantly worrying about what could happen to you then your safety net is filled with holes. Ho

So many people ask me "how were you able to pay off such a large amount of debt in such a short period of time?" There were many strategies that I used, but until recently I didn't realize how one strategy really affected the final outcome. It was a strategy that kept more money in my pocket each week. I would have certain days that I would spend no money. Yes you read that correctly. I did not spend money on anything. The gas station, the movie theater, the cleaners, an