START WHERE YOU ARE!
I will start next month. I will start in six months when I get a new job. I will start January 1st. When you are deciding to get your finances under control you can easily slip into eternal procrastination. It is easy to feel that "next time" is the best time, but once that time comes around somehow nothing happens. All this leads to is millions and millions of people never getting out of debt. Millions and millions of people who die in debt leaving no inheritance. There